Kelley Insurance LLC is a local, privately owned, independent agency. We cover your car, your house, your health, your Medicare and your family — and when something goes wrong, we handle the claim with you from the first phone call to the last one.
1282 First Ave, Lawrenceburg, TN 38464
Independent — we shop more than one company
Health insurance isn’t just a policy. It’s peace of mind. Open Enrollment is the window where you can review the coverage you have now and make changes for 2027 — so let us help you find the right plan for you and your family.
Health coverage
Get the care you need, when you need it. We will explore the affordable plan options available for 2027.
Lower costs
Take advantage of the financial assistance and tax credits you qualify for. Most people do not know they are eligible.
More options
We compare the plans side by side and find the best fit for your health and your budget — not just the first one offered.
Don’t miss out. If you sit this window out, you could face a higher premium or a limited selection of plans until the next enrollment period. That is a whole year of paying more for less.
Individual and family plans · Marketplace and ACA plans · Dental and vision options · We compare multiple carriers. Personalized service, and no charge to ask.
The people across the desk
Southern. Neighborly. Here for You. This is not a call center with a rotating cast — it is two people who live here, know the streets, and will still be here at renewal.
Talisa
Medicare, annuities and life
Talisa is the one to ask for when you are turning 65, when the letters about Part D start arriving, or when you want to sit down and think about an annuity or a life policy. She has done this conversation hundreds of times in this town, and she will not talk over your head or hurry you out the door.
She will also tell you, plainly, if the policy you already have is a good one.
Brandy
Car insurance, boats and motorcycles
Brandy handles car insurance the way people around here expect it: she writes it down, she quotes it with more than one company, and she calls you back. Boats, motorcycles, a second vehicle, a teenager who just got a license — bring it in and she will sort it out.
Still one of the few offices left that takes cash payments at the counter.
We treat you like family — and we mean it at claim time, not just when you sign.
What we cover
Cars, houses, boats, bikes, health, Medicare, life, annuities and the small business you run. Every one of them gets quoted more than one way across the carriers we represent. Pick one to read what it actually covers.
Protecting a car, a house, a family, a boat, or all of it at once? We will bundle what makes sense and show you the savings rather than just claim there are some.
Ask about several at onceWhy an independent agency
Big-name direct insurers sell their own product. We sell the one that fits, and we are still here when you need us.
We are a private, independent agency. We shop your situation across many of the top name carriers and tell you which one genuinely fits — then shop it again next year.
You call us, not a phone tree. We report the claim beside you, explain your deductible in plain words, and keep after the carrier until it is settled.
We are a real office on First Ave in Lawrenceburg. Walk in, sit down, and ask your questions across the desk — no appointment needed.
Local People. Local Service. Local Commitment. — that is the whole idea.
About Kelley InsuranceIndependent means we can shop it
That is not a slogan, it is the job description. We are not an employee of one insurance company — we hold appointments with many of the top name carriers, so the quote you get is the best of what is available to you, not the only thing somebody is allowed to mention.
It also means we can move you. If your renewal comes in high, or a company tightens its rules in your ZIP code, we have somewhere else to put you — and we will tell you before you have to ask.
You tell us what you have
The policies, the vehicles, the house, the medications, or just the situation. Any of it works as a starting point.
We shop it more than one way
We are contracted with many of the top name companies, so we compare the same coverage side by side and bring you the best rate we can find.
You choose with it all visible
Real numbers, plain words, no pressure. And we shop it again at renewal instead of waiting for you to notice a jump.
A local private agency — which means nobody in a distant office sets our priorities. If we cannot do better for you, we will say so rather than move you into something that pays us more.
One number. One agent. The whole way through.
When something goes wrong
A fender bender at 6pm. A tree limb through the roof on a Sunday. A hospital bill that makes no sense. You call us and we pick it up from there — you are never handed off to a stranger reading a script.
You call us, and a person answers
Tell us what happened. We tell you honestly whether it is worth filing, and what your deductible means for this specific claim.
We report it with you
We file it with the right carrier, make sure the details match your policy, and take the paperwork off your hands.
We stay on it until it is settled
We follow up with adjusters, keep you updated, and push back if an offer does not add up. You keep the same agent the whole time.
Come in the office
No appointment needed. Walk in, sit down, and ask us anything across the desk — what you are paying for, whether it is any good, and what you should do next. Southeast Tennessee, one office, two people who will remember your name next year.
Office hours
Our hours shift with the season and with who is out on an appointment. Call and we will tell you right now whether the door is open — and if we miss you, we call back.
“Local People. Local Service. Local Commitment.”
A second opinion, free
Bring your declarations pages and we will read them with you. Plenty of folks leave knowing their current policy is fine — that is a good outcome, and it costs nothing.
Turning 65
The Medicare conversation is worth having early. Bring your medication list and we will map out Parts A, B and D plus a supplement before the deadlines get close.
Something changed
A new car, a new house, a new driver, a boat, a motorcycle, a business you started in the garage. Coverage should follow the life, not lag a year behind it.
A claim in progress
Bring the letters and the paperwork. We will read them with you and tell you exactly what the carrier is asking for and what happens next.
Protecting What Matters Most. A quote costs you nothing and takes a few minutes. If we cannot beat your current price, we will tell you that too — and you will know your coverage was checked by somebody local.
1282 First Ave, Lawrenceburg, TN 38464
